WRB Product Accounting - Senior Manager

Requisition Number: 57984 Job Location: Bangalore, IND Global Grade: Band 6 Work Type: Office Working Employment Type: Permanent Posting Start Date: 07/10/2026 Posting End Date: 08/10/2026 : Job Summary

This role is responsible for leading product accounting, reporting and financial control activities across Wealth and Retail Banking products. The role focuses on ensuring accurate revenue recognition, robust P&L accounting, completeness of product financials, timely variance analysis and high-quality business commentary. It requires strong commercial acumen across wealth, retail banking and related capital markets products, together with a disciplined risk and governance mindset to strengthen financial control, reporting integrity and stakeholder confidence.

Responsibilities

Strategy

o Drive the WRB Product Accounting agenda for Wealth and Retail Banking products, ensuring accurate revenue recognition, P&L accounting and product financial reporting. o Identify and address risks to P&L accuracy, product accounting outcomes, balance sheet substantiation and external reporting disclosures. o Strengthen governance, control and reporting frameworks through standardised processes, disciplined review routines and clear accountability. o Review product financials, variances and key drivers to provide commercially meaningful commentary for senior management and stakeholders. o Promote continuous improvement in product accounting processes, controls and analytics to support scalable, accurate and decision-useful reporting.

Business

o Build strong commercial understanding of WRB business models, product economics, customer propositions, market drivers and risk characteristics. o Partner with Business Finance, Product teams, Country Finance and GCFO India Controllers to translate product performance, revenue trends and P&L movements into clear senior-management commentary. o Support revenue recognition accuracy by understanding product features, fee structures, amortisation, valuation drivers, accounting treatment and relevant IFRS requirements. o Use analytics and product knowledge to identify unusual revenue, cost, margin or balance sheet trends and ensure timely investigation and remediation.

Processes

o Partner with Business Finance, Product, Country Finance and GCFO India Controllers to deliver accurate WRB product accounting, reporting and financial control outcomes. o Run month-end and quarter-end reviews covering P&L accuracy, revenue recognition, product financials, balance sheet substantiation and variance commentary. o Ensure reconciliations, substantiation, journals, adjustments and key reporting controls are completed on time, with exceptions escalated and remediated promptly. o Embed Group policies, financial control standards, ACG requirements and governance expectations into day-to-day processes. o Support risk reporting, process simplification, automation, transformation and new product/change reviews to strengthen control sustainability and reporting efficiency.

People & Talent

o Lead by example and promote a culture of ownership, accuracy, transparency and timely escalation across product accounting and financial control activities. o Build capability in WRB product accounting, revenue recognition, commercial analysis, risk management and governance through coaching, knowledge sharing and structured development. o Set clear expectations for quality of review, business commentary, control evidence and stakeholder engagement, and provide timely feedback aligned to role objectives.

Risk Management

o Interpret WRB product financial information to identify accounting, reporting, revenue recognition, valuation, operational and control risks. Ensure that appropriate controls, reconciliations, substantiation, escalation mechanisms and remediation actions are in place to protect P&L accuracy, reporting integrity and compliance with Group standards.

Governance

o Ensure appropriate governance is followed across product accounting, reporting, transformation and change initiatives. Represent WRB Product Accounting in relevant governance forums, support prioritisation of control and reporting enhancements, and ensure changes to products, systems, processes or operating models are assessed for accounting, revenue recognition, P&L, risk and control impacts.

Regulatory & Business Conduct

o Display exemplary conduct and live by the Group’s Values and Code of Conduct. o Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. o Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. o Lead the [country / business unit / function/XXX [team] to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.] * o Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association (or equivalent)

Key stakeholders

o WRB Business Finance and Product teams

o Country Finance and Regional Finance teams o GCFO India Controllers and GFS teams o Risk, Compliance, Operational Risk and Governance forums o External Reporting, Financial Control, Product Control and Audit teams o Technology, Change and Transformation teams supporting WRB reporting and controls

Other Responsibilities

Embed Here for Good and the Group’s brand and values across WRB Product Accounting. Perform responsibilities assigned under Group, Country, Business or Functional policies and procedures, including support for product governance, accounting policy implementation, financial control remediation, audit readiness, reporting transformation and oth